Carmelo is the Chief Data & Analytics Officer at AXA Switzerland. He studied Data Analytics and Process Design at the Zurich University of Applied Sciences and specialized/certified in numerous Data Science and Big Data disciplines. In addition to the scientific and technical background, he has an Executive MBA in General Management from the University of St. Gallen (HSG). He worked in leading consulting positions in the Data Science and Big Data domain at Bertelsmann, SAS Institute, and gateB, where he could build solutions for the largest companies in Retail, Pharma, Banking, Insurance, and other industries prior to joining AXA in 2017. Carmelo has been working in the Data Science field for over 15 years and lectures at various universities in Switzerland.